How do I link a bank account?
River uses Plaid to link your bank account.
Step 1: Go to “Profile & Settings”
To link a bank account, go to “Profile & Settings,” found in the bottom-left corner of your River homepage.
Step 2: Click “Linked bank accounts”
Scroll down to the "Funding & limits" section and click into "Linked bank accounts."
Step 3: Link bank account
Click "Link bank account" to access Plaid.
Step 4: Enter Plaid
You will first need to enter a security code to verify it's you. Then, click "Continue" to see a list of common banking institutions.
Step 5: Find your bank
We support both automatic authentication and manual authentication.
Automatic authentication immediately links your bank using your online banking login credentials
Manual authentication links your bank using your account and routing numbers and requires the verification of a $0.01 deposit
If you see your bank, you can proceed with automatic authentication. Automatic authentication is widely available for commonly used banks.
Otherwise, you may need to use manual authentication. Manual authentication may also be required if you have two-factor authentication enabled for your online banking account.