

How does Bitcoin Interest on Cash work?
With River’s Bitcoin Interest on Cash, you can earn Bitcoin with your cash. Cash held with River accrues interest at 3.8%, and that interest can be automatically converted to Bitcoin.
River Financial Inc. (“River”) is not a bank. USD funds are deposited by Lead Bank, Member FDIC. Your USD is FDIC insured up to $250,000, inclusive of any deposits that you already hold at Lead Bank in the same ownership capacity. FDIC Insurance may protect against a failure by Lead Bank, but does not protect against River’s failure, nor does it protect against theft or fraud. Bitcoin is not insured by the FDIC, and may lose value.
When will I start earning interest?How is interest calculated?When will I receive my Bitcoin Interest payout?Are there any fees for earning Bitcoin Interest on cash?I have cash reserved for a Target Price Order or a Recurring Order. Does this cash earn Bitcoin Interest too?Can I receive my interest in US dollars instead of Bitcoin?Is there interest compounding?How is the interest generated?Are my dollars FDIC insured?Can I opt out of earning interest?Are there any tax implications to Bitcoin Interest on Cash?