Article Summary
Learn about your River account limits for buying, selling, sending, and receiving bitcoin, and adding or withdrawing cash.
What are my limits for buying and selling bitcoin?
The amount of bitcoin you can buy will depend on your funding method:
- If you wired funds or have settled cash in your River cash balance, you can buy up to $1,000,000 worth of bitcoin per transaction. For information on initiating a wire deposit, please see this Help Center article.
- If you are funding your bitcoin buys with a linked bank account, please follow the steps in this guide to find your limits. For information on linking a bank account, please see this Help Center article or this Help Center article.
There is no limit to how much bitcoin you can sell at River.
What are my limits for sending and receiving bitcoin?
After verifying your identity, you are eligible to send bitcoin from your River account. For information on verifying your account, please see this Help Center article.
There are no limits for sending or receiving. However, you are only able to send settled bitcoin that has cleared the holding period. For more information on the holding period, please see this Help Center article.
Please note that if ForceField is activated on your account, your bitcoin is subject to a weekly maximum send limit.
What are my limits for adding or withdrawing cash?
The amount of cash you can add will depend on your funding method:
- If you are wiring funds, there is no limit to the amount of cash you can add
- If you are adding cash from a linked bank account, please read further on where to locate your account limits
River does not have a limit for withdrawing cash, so any settled cash can be withdrawn to a linked bank account.
Bill payments and transfers initiated from your River account are also subject to a per-transaction limit. By default, individual bill payments and transfers are limited to $50,000.
Where to locate my account limits?
Step 1: Locate account settings
To view your account limits on river.com, click "Profile & Settings," which is found in the bottom-left corner of your River homepage. If you are using the River app, tap your profile icon in the upper-left corner of the homepage.
Step 2: Click "Account limits"
Scroll down and click "Account limits."
Step 3: View limits
This page will show your account limits.
| Category | Description |
|---|---|
| Bank transfers | The amount of cash you can deposit into your River account. There is both a weekly and daily limit. |
| Wire transfers | There are no limits for wire transfers. |
| Monthly free sends | You will have one free bitcoin send each month. |
| Send Bitcoin | The amount of bitcoin you can send each week. There may be a weekly send limit if ForceField is activated on your account. |
| Receive Bitcoin | There is no limit to the amount of bitcoin you can receive. |
Limits only apply to cash deposits or bitcoin buys funded with a linked bank account. These limits apply to your account as a whole, regardless of the number of bank accounts connected to your River account.
Please note that the bank transfer limit resets once River has received the funds from your bank account. The weekly buy limit resets 1 week from the time of your transaction.