Article Summary
This article explains how to link your bank account to River via Plaid, including supported bank types and automatic authentication options.
Step 1: Click "Profile & Settings"
If you are using river.com, click "Profile & Settings," found at the bottom of the left-hand navigation menu. If you are using your River app, tap your profile icon in the upper-left corner.
Step 2: Click "Linked bank accounts"
If you are using river.com, scroll down and click into "Linked bank accounts" under the "Funding & Limits" section. If you are using your River app, tap "Banking & Funding," then tap "Linked bank accounts."
Step 3: Link a bank account
Click "Link bank account."
Step 4: Enter Plaid
Click "Continue" to see a list of common banking institutions.
Step 5: Find your bank
After finding your bank, continue with automatic authentication. Automatic authentication is widely available for larger, national banks. Automatic authentication immediately links your bank using your online banking credentials.
Please note that River does not support Chime Bank, Go2Bank, GreenDot Prepaid Debit Cards, Credit Karma, or Walmart Money Card. River only supports bank accounts based in the United States. Please also note that River can only support checking or savings accounts.
Step 6: Connect your bank
After locating your bank, you will be prompted to enter your online banking credentials, your login and password, associated with your bank account.
Step 7: Bank account linked
Your bank account is now successfully linked to River. Click "Continue" to route back to the River homepage. You can view and manage this bank account in your "Linked bank accounts" section.
For instructions on how to manually link a bank account, please see this Help Center article. For instructions on how to initiate a wire deposit, please see this Help Center article.